Buy now, pay later without the fees
Affirm is the smartest way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.
The choice is yours
Option 1: Affirm Pay in 4
Option 2: Monthly payments
Make 4 interest-free payments every 2 weeks. Great for everyday purchases.
Choose monthly installments. Perfect for big-ticket items.
How to check out with Affirm
- Add item(s) to your cart and select at checkout.
- Enter your debit or credit card information.
- Pay later in 4 installments. The first payment is taken when the order is processed and the remaining 3 are automatically taken every two weeks.
Affirm was started because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt.
With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.
Questions? We’re here to help
Will Affirm affect my credit score?
Does Affirm charge interest and fees?
Interest - Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.